TRAVEL INSURANCE
We love traveling; but unexpected things can happen on your adventures.That's why our travelers are required to obtain travel insurance while traveling with Travel Patterns. We want you to have peace of mind, and to have a safe and affordable experience on your journey with us.
REQUIREMENTS:
Your travel insurance plan must cover personal injury, medical expenses, repatriation expenses, and evacuation expenses.
We strongly recommend selecting a plan that covers you in the event you contract COVID-19 abroad and need to quarantine. While the Travel Patterns team will help you make these arrangements, Travel Patterns will not cover these costs.
We strongly recommend additional coverage for trip cancellation, trip interruption, and for personal property. Reference our booking terms and conditions.
We do not accept travel insurance provided by your credit card, as it typically does not cover all of the above.
All travelers are responsible for understanding the details of their travel insurance policy and for confirming that their insurance provides coverage for all activities (included and optional) identified in the trip itinerary and that there are no exclusion clauses that would limit your coverage. By accepting our Booking Terms & Conditions at checkout, you have already agreed that you alone are responsible for verifying the limits and terms of your insurance policies and whether they meet Travel Patterns’ requirements.
WHEN TO BUY:
The moment you book your trip! Many insurers will only insure your trip within a certain window after your final payment is made, so we highly suggest doing it when you pay your deposit. At a minimum, you must provide us with proof of insurance and adequate coverage no later than 75 days before your trip's departure date.
WHERE TO BUY:
While there are many companies to choose from, these are some of the insurers we have personally used and recommend: